Terms & Conditions

You acknowledge that Amenli.com is an insurance broker whose business is to arrange insurance products and services for its clients. Amenli.com is not an insurer, and does not underwrite any insurance risk, nor does it act on behalf of any insurer in its dealings with the User.

Amneli.com provides insurance products on this Website/Application. Any information gathered by you or use of any tools on this Website/Application do not constitute an official offer of insurance to you.

Amneli.com does not provide any kind of advice on this Website/Application, whether personal, financial, or commercial. Nothing on this Website/Application ought to be relied upon as advice or a recommendation of any specified products or services. It is your sole discretion and decision to purchase any product or service, whether it has been featured on this Website/Application or not.

The information on this Website/Application is not sensitive to your specific status including financial or insurance needs and you are obligated to seek professional advice before acting on the information you find on this Website/Application. The Information on this Website/Application to be found in relation to the provided products and services is not representative of and cannot be treated as full description of any particular product and its terms and conditions nor the precise cover provided by that product or service.

By giving us your personal details, you are requesting a quotation of the relevant product or service from the relevant insurance providers based on its terms, conditions, and exceptions.

You agree that no insurance coverage shall be construed as being bound, in force, applied for or assumed as a result of providing the personal information or application form to Amenli.com unless and until the risk was accepted and the relevant confirmation of coverage has been sent to you by us or by respective insurers. Confirmation of insurance may be sent physically on paper and/or solely electronically. The confirmation of a binding contract is not conditional on you receiving any paper document

Amenli.com’s affiliation with any third-party service providers or their contents on this Website/Application, if any, should not be construed as a recommendation by Amenli.com to purchase any of their insurance product or service. Amenli.com does not own, operate, control, or endorse any third-party contents or services in any way

We reserve the right to feature, amend, delete, edit, take away or modify any data, contents, material, and information displayed on this Website/Application at any time.

Amenli.com is remunerated for its services by the receipt of commission paid by insurers. Your agreement to proceed with any insurance transaction shall constitute your consent to the receipt of commission by us.

You acknowledge that any contract entered into for an insurance product will be between you and the applicable insurer. All products and services provided or described in this Website/Application or arranged by Amenli.com are subject to the terms, conditions, and exceptions of the insurance contract. You must read carefully all these terms, conditions, and exceptions and to satisfy yourself that you fully understand such policy provisions. In appropriate cases, you must ensure to seek professional advice on the meaning, operation and substantive effect of these terms, conditions, and exceptions prior to entering into a contract for such products or services. If you are in doubt as to your obligations under these policy provisions or if you wish to seek assistance pertaining to our service, please contact our customer service department.

You also acknowledge that prior to any insurance cover being confirmed or provided to you, you should disclose complete and accurate material facts you know or could reasonably be expected to know that could be crucial in the process or the decision to grant you the requested insurance and in what premium terms that prudent insurers would offer to accept the risk. A fact is material and requires disclosure to the insurer even if not asked or prompted by the insurer in the proposal form or any other communication between you and the insurer. You agree that no reliance will be placed upon Amenli.com to advise or alert the User as to what fact is material for disclosure.

You are obligated (i) to disclose to your insurer immediately if any information is affected by any change of circumstances or additional facts known to you at anytime whereby the risk of loss is increased (ii) not to misrepresent any material facts and (iii) not to make fraudulent claims, if it is relevant to the nature of the risk sought to be covered. Please also ensure to comply with the terms, conditions and warranties stipulated in the policy during the course of the whole insurance period. Failure to do so may prejudice your interest in seeking indemnity under your selected policy and/or claims being repudiated and/or policy being voided from inception. You may receive no benefits from your chosen policy accordingly.

When obtaining quotation and/or enrolling for a particular product or service on or through this Website/Application, you agree that it is your sole responsibility to ensure all information or personal data provided are correct, accurate and complete. Amenli.com will not be held responsible for loss of any kind by User due to any misrepresenting data, information provided, or errors or omissions committed by the User. Please ensure to double check the information provided to us and/or the insurers to protect your own interests. Failure to do so may result in insurance contract being voided from inception as if no insurance were arranged and/or claims being repudiated.

The products and services described on this Website/Application are not available to persons who are outside Egypt and/or to persons who do not possess legal capacity to enter into contracts, such as minors. No contract purported to be entered into by these persons will bind respective insurers and/or Amenli.com, unless otherwise specified.

By accessing to and using of this Website/Application,, you agree that:

a) You accept the risks of using this Website/Application and/or any linked third-party Website/Applications. You are solely responsible to evaluate and assume all the risks in connection with the use of any contents or services on this Website/Application and/or any linked third-party Website/Applications including but not limited to their reliability, accuracy, completeness or usefulness of any contents or services on or acquired through this Website/Application or any linked third-party Website/Applications.

b) The terms and conditions found on third-party Website/Applications may not align with the Terms and Conditions for use of this Website/Application. Amenli.com is not responsible for the use of linked third-party Website/Applications. By activating a third-party Website/Application link through this Website/Application, you agree to be solely responsible for any losses or damages suffered through the use of those Website/Applications.

c) You agree to comply with all applicable laws, regulations, and ministerial decrees in Egypt pertaining to the use of or access to this Website/Application and/or the obtaining of products or services through such use or access.

d) You will not invade, extract, download, reproduce and/or display or advertise on any other Website/Application or other online service, any information obtained on this Website/Application including, without limitation, any personal data, business or information of other Users, whether that information has been gained by the use of automatic computer code, process, program, robot, spider, data mining, trawling or other ‘screen scraping’ software or system used to extract data. You also will not disrupt, harm, damage, alter, interfere, or impose any unreasonable burden with this Website/Application and/or linked third-party Website/Applications and to cause inconvenience to other users of this Website/Application.

e) In the event that you are acting on behalf of any other persons to use this Website/Application, all these Terms and Conditions are applicable both to the User who uses this Website/Application, and to the person whom the User represents. The User who is actually using or accessing this Website/Application warrants that he/she is duly authorised to do so by the person whom he represents. By giving us personal data and/or information regarding another person you are confirming that you have asked the person whom you are representing, to read carefully all these Terms and Conditions and have obtained consent to provide us such information.

f) Amenli.com cannot guarantee uninterrupted availability of this Website/Application. You agree that Amenli.com has the sole discretion and right to decline, suspend or terminate your access to and/or use any of the contents or services of this Website/Application at anytime without any prior notice or explanation.

g) You agree to be held fully responsible for any harm, loss, claim, demand, liability, or expense (including legal cost) that we suffer directly or indirectly as a result of your breach of contract or this Terms and Conditions, wilful act or omission,misrepresentation, negligence in relation to, or in association with, your access and/or the use of this Website/Application.

Amenli.com disclaims any representation, warranty, or responsibility, whether express or implied, pertaining to the performance or operation or service quality of this Website/Application and/or any linked third-party Website/Applications that the use of all these Website/Applications will be uninterrupted or error free, accuracy, suitability, reliability or completeness of the contents or services of this Website/Application and/or any linked third-party Website/Applications. We expressly disclaim any liability in respect of any losses or damages due to any acts, errors, or omissions of this Website/Application.

You agree that by accessing to and/or using the data, information or materials from this Website/Application and/or any linked third party Website/Applications, the User is entirely at his/her own risk and Amenli.com does not guarantee any downloaded file or information or use of this Website/Application and/or any linked third party Website/Applications will not cause harm or damage to property, loss of data, loss of use, delay in operation or transmission, interruption, computer virus, infection or any other form of malicious software, theft or corruption, destruction or unauthorized access to, alteration of or use of record of the User. Amenli.com expressly disclaims any liability for any such damage or loss suffered by the User in connection with or arising out of the use of this Website/Application and/or any linked third-party Website/Applications; and/or any claim based in agreement, or otherwise, for loss of profits of any kind whether direct or indirect and/or any consequential loss.

Amenli.com expressly disclaims any liability in respect of any claim pertaining to the contents or services provided made available by or through this Website/Application and/or any linked third party Website/Applications or any interference, interruption, suspension or termination of this Website/Application or any part thereof which is attributable to an event or circumstances beyond Amenli.com’s control including but not limited to acts of God, war, flood, fire, explosion, civil commotion, governmental action, legislation not in force at the time of these Terms and Conditions, restrictions imposed by governments or by any other regulatory authorities, labour disputes, trade disputes or delays of third parties over which Amenli.com has no control.

You will be able to purchase or apply for a different product and service on or through this Website/Application. The products and services are provided by third parties providers. You agree that you are solely responsible for any of your chosen products or services. Amenli.com will not assume any liability whether directly or indirectly or to be blamed for any damages, losses or harms suffered resulting from any products or services obtained or purchased attributable to the use of or through this Website/Application or for any acts, omissions, errors, or defaults of any third party in relation to that product or service.

You acknowledge that the access to and use any of the linked third-party Website/Applications is solely at your own discretion and risk. Any links to third party Website/Applications are provided for your interest and convenience only. Amenli.com disclaims any liability as a result of you activating the link to third party Website/Applications and suffer from any direct or indirect losses or damages or harms from any third-party Website/Applications.

You also acknowledge that the product or service descriptions featured or provided on this Website/Application might not represent the whole descriptions of all the options and/or the terms and conditions of these products and services and may not be error free. You agree and understand that it is the User’s sole responsibility to fully comprehend all the options and the terms and conditions of any product or service before purchasing it

Access to this Website/Application may be suspended or interrupted at any time without prior warning or notice to your use in order to allow maintenance, repair, or other practical reason. Amenli.com holds no responsibility for direct or indirect losses or damages arising out of any interruption or incapability to access to or use of this Website/Application including, without limitation, delay or loss of insurance protection, loss of profits or revenue, loss of business or business opportunity or any consequential loss for which you may suffer.

Amenli.com is the owner or the licensee of all the intellectual property rights and copyrights on this Website/Application and in the contents, material and information published on it including, without limitation, all trademarks, logos, business names, trading names, design rights, database rights, copyrights, and any other intellectual property rights.

You can print, copy, transfer or store extracts of contents, material or information displayed on this Website/Application for your own personal use only always provided that:

a. You will not use it for any commercial purpose including distributing or selling it without our prior written consent.

b. All copies must retain any copyrights or other intellectual property notices contained within the original material.

c. No logos or trademarks displayed on this Website/Application may be printed or downloaded unless it forms part of the whole document.

d. You must not amend or edit the downloaded, extract or printed copy of the contents, material, or information from this Website/Application, whether in paper or digital format, and you must not use any illustrations, photographs, videos or audio sequences, logos, designs or any graphics separately from any accompanying context.

e. You agree that all images displayed on this Website/Application are protected by copyright and prior written approval from respective owners will be required before reproducing in any manner.

f. You agree that Amenli.com (and any known contributors) as the authors of the contents, material or information on this Website/Application must always be acknowledged.

If you wish to lodge a complaint about our services, you may contact our customer service department through the email complaints@amenli.com

Please note that we cannot act on behalf of any third-party product or service providers to answer complaints regarding their products or services.